Sell what you create.Get paid by Mobile Money, card, Orange Money, bank transfer

Give every download or service its own sales page. Buyers pay with card or mobile money, and you deliver from one dashboard.

Start selling Explore sales pages
  • No verification to start selling
  • Instant delivery for downloads
  • MTN MoMo
  • Orange Money
  • Visa
  • Mastercard
How it works
  1. 01

    Build your page

    Add your product or service, a price and what the buyer gets. The sales page is ready as you type.

  2. 02

    Share the link

    Put it in your bio, a WhatsApp chat, an email or a post.

  3. 03

    Get paid and deliver

    Buyers pay by card or mobile money. Downloads go out on their own, service orders wait in your dashboard.

Rails you already use
  • MTN Mobile Money
  • Orange Money
  • Visa
  • Mastercard
  • Stripe
  • Bank transfer
Already getting paid this way

Businesses collecting on WhileSmart Pay today.

Trakli
Credflare
Inzidi
More than checkout

Getting paid is one part of running a business.

WhileSmart Business is the hub for the rest of it: invoicing, collections, and payroll. Pay collects the money across all of them, from the same account you start today.

Visit WhileSmart Business
What you get

Your offer, from sales page to delivery.

Give each product or service a clear sales page. Track the purchase and deliver what you promised.

A page for every offer

Present your work with a title, images, clear deliverables, pricing, and answers to buyer questions.

Digital delivery after payment

Upload your digital product privately. Buyers receive their download link when payment is confirmed.

Service orders in one place

Sell fixed-price services, collect buyer requirements, and track fulfilment.

Secure verification

Provide your details once, then follow the secure document collection steps. Review decisions return to your account automatically.

Payment collection for eligible accounts

Standalone links and API integrations have their own verification and availability requirements.

Clear payout options

See supported payout destinations and currencies before requesting a withdrawal.

What you can sell

If you can share a link, you can sell it.

Digital products
Templates, presets, guides, and downloadable files.
Fixed-price services
Consulting, design work, lessons, and project reviews.
Supported methods

Every rail your customers reach for.

Full list
Live
MTN Mobile Money
Available at checkout
Live
Orange Money
Available at checkout
Live
Visa / Mastercard
Available at checkout
Live
Stripe
Available at checkout
Live
Bank transfer
Available at checkout
For developers

Prefer to build it yourself?

Every rail on this page works through one API call. Signed webhooks, a real sandbox, and docs that respect you.

Read the docs
Quick integration
node · typescript 
// Initialize WhileSmart Pay
import { WhilesmartPay } from '@whilesmart/pay'

const pay = new WhilesmartPay({
  clientId: process.env.WSPAY_CLIENT_ID,
  clientSecret: process.env.WSPAY_CLIENT_SECRET,
})

// Create a payment link - works for every supported rail
const link = await pay.paymentLinks.create({
  name: 'Invoice #00142',
  amount: 36000,
  currency: 'XAF',
})

console.log(link.public_url)
Enterprise

Built for scale, wired to your existing providers.

You already have relationships with payment providers. Keep them. We handle the infrastructure, routing, and analytics around the accounts you already hold.

Bring your own keys

Connect the providers you trust. We orchestrate the rest.

  • Keep your existing provider rates and terms
  • Unified API across every payment method
  • Advanced routing and automatic failover
  • Real-time monitoring and analytics
Schedule Enterprise Demo
Stripe
Global cards
MTN Mobile Money
Cameroon, Ghana
Orange Money
West Africa
Visa / Mastercard
Direct acquiring
Enterprise features

Six surfaces. One control plane.

Advanced analytics

Deep insight into payment performance across providers and regions.

  • Real-time dashboards
  • Custom reporting
  • Performance metrics
  • Fraud detection insights

Smart routing

Route every payment to the best-performing provider on success rate and cost.

  • Success-rate optimization
  • Cost optimization
  • Geographic routing
  • Custom routing rules

White-label

Fully customizable payment experience. Your domain, your brand, your email.

  • Custom domains
  • Branded checkout
  • Custom email templates
  • API customization

Dedicated support

24/7 support with guaranteed response times and an engineer on call.

  • Dedicated account manager
  • Priority support queue
  • Custom integrations
  • On-call engineering

Compliance & security

Enterprise-grade controls with certifications auditors already recognize.

  • SOC 2 Type II
  • PCI DSS Level 1
  • GDPR compliant
  • Custom security policies

Multi-tenant management

Manage multiple brands, business units, or clients from one dashboard.

  • Organization hierarchy
  • Role-based access
  • Separated reporting
  • Bulk configuration
Ready when you are

Scale on your terms, with our rails.

Contact Sales Enterprise Docs
Pricing

Pay what your business earns.

No setup fees. No monthly minimums. Only successful transactions.

Work out your payout

Starter

Perfect for getting started

2.9%
+ $0.30 per successful transaction
  • All payment methods
  • Dashboard & analytics
  • Email support
  • Standard webhooks
  • Up to $50K monthly volume
Get Started
Growth
Most Popular

For growing businesses

2.5%
+ $0.25 per successful transaction
  • Everything in Starter
  • Priority support
  • Advanced analytics
  • Custom webhooks
  • Up to $500K monthly volume
  • Multi-user access
Start Free Trial
Enterprise

For large-scale operations

Custom
Volume pricing, dedicated infra
  • Everything in Growth
  • Bring your own API keys
  • Dedicated account manager
  • White-label solution
  • Custom integrations
  • 24/7 phone support
Contact Sales
Volume discounts

Moving serious money? So are we.

$100K+
monthly volume
Negotiate custom rates
$1M+
monthly volume
Dedicated infrastructure
$10M+
monthly volume
Enterprise partnership
FAQ

Frequently asked, plainly answered.

Everything you need to know about WhileSmart Pay. Still have a question? Our team is one message away.

Payout calculator Contact Support
  • Create your sales page, complete verification, and publish when selling is enabled for your account. General payment collection has separate eligibility requirements.
Ready when you are

Your next customer is ready to pay.

Create a payment link in five minutes and take mobile money, cards, and bank transfers on day one.

Create your first payment link Building an app? Start with the API
5 min
to your first link
190+
countries on the card rail
99.98%
uptime SLA
24/7
support
PCI DSS
Level 1 compliant